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In my view

Retirement Planning: How to Do It Right – CBS MoneyWatch.com

Retirement Planning: How to Do It Right – CBS MoneyWatch.com.

No age and stage is too late to plan [or correct what was planned] when it comes down to what you do in these years and how do you fund what you do.

Both are so dynamic, that it would make a case for six-monthly and annual re-visits , respectively.

Be ready for surprises!

If you do not come up against a few, be surprised as to what errors you did make while re-visiting!!